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FFS Legal Disclosures

Fiduciary Financial Services Wealth Management (FFS) is an investment adviser, regulated by the U.S. Securities and Exchange Commission (SEC), under the Investment Advisers Act of 1940. FFS and its representatives are in compliance with the current registration and/or notice filing requirements imposed upon SEC registered investment advisers by those states in which FFS maintains clients. FFS may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Currently, FFS is registered or notice filed in the states of California, Louisiana, Maryland, Virginia, and Texas. The firm relies on the de minimis exemption for clients in other states, where applicable.

FFS’ web site is limited to the dissemination of general information about the company and its services. Material presented on this website is for informational purposes only and should not be construed as a solicitation, offer, or recommendation, to acquire or dispose of any investment or to engage in any other transaction. FFS does not render nor offer to render personalized investment advice through this website. Any subsequent communication with a prospective client shall be conducted by an FFS representative that is either registered or qualified for an exemption or exclusion from registration in the state where the prospective client resides.

Terms and Conditions of Use

Read the following terms and conditions carefully before continuing. By using this site, you signify acceptance of our Terms and Conditions of Use. If you do not agree to these terms, do not use this site.

Governing Law and General Provisions

This web site is operated by FFS from its office within the United States of America. The information on this web site is directed only towards U.S. residents. FFS makes no representation that the information in the web site is appropriate or available for use in other locations, and prohibits access to the web site by any person or entity from any territory where distribution or use of its contents would be illegal or would require FFS or any of its affiliates to register within such territory. Those who choose to access this web site from other locations do so on their own initiative and are responsible for compliance with applicable local laws.

Modification and Monitoring of Web Site

FFS reserves the right, at our discretion, to change, modify, add, or remove portions of these terms at any time. Modifications will be posted on the web site, and users are deemed to be apprised of and bound by any changes to these terms. FFS expressly reserves the right to monitor any and all use of this web site.

Disclaimer of Warranty

There are no implied or expressed warranties on the materials in this site; the materials are provided “AS IS.” FFS intends that the information contained in this web site be accurate and reliable; however, errors sometimes occur. FFS does not warrant that the functions contained in the materials will be uninterrupted or error-free, that defects will be corrected, or that this site or the servers that make it available are free from viruses or other harmful components.

Although the web site includes material about the investment process generally as well as research commentary relating to specific securities, FFS does not intend to provide investment advice through the site, does not represent that any such securities are suitable for you or for any particular person and does not through this site recommend the purchase, sale or holding of any securities mentioned. The research analyses contained on the site reflects the authors’ analyses as of the date written of the likely future performance of the security, and does not constitute a recommendation or guaranty of any kind regarding the actual subsequent market performance of such security. You shall make an independent evaluation of the investment merits and suitability of any such securities for your particular situation. Such information shall not be deemed to be a solicitation of a transaction by FFS or any other person.

Further, the price for any security contained in any section of the site may differ from the then-current price for that security. FFS shall have no obligation to update the information to reflect circumstances that may occur after the date first appearing on the site. No information contained in any section of the site is intended to be used as tax or legal advice. You shall consult with your tax and legal advisors for such advice and shall not rely on any information contained on the site. Nothing on this web site should be interpreted to state or imply that past results are an indication of future performance.


Information throughout this site, whether stock quotes, charts, articles or any other statement regarding market or other financial information is either produced by FFS or provided by or obtained from third parties and is made available by FFS for general reference and educational purposes only. The information is obtained from sources which we believe to be reliable, but we do not warrant or guarantee the timeliness or accuracy of it. FFS is in no way responsible for the content of any site owned by a third party that may be linked to FFS’ website via hyperlink, whether such hyperlink is provided by FFS or by a third party. FFS does not endorse services provided by any web site’s sponsoring organization.

Limitation of Liability

By accessing this web site, you assume all of the risk associated with using it. FFS is not liable for any losses or harm to you and/or any third parties as a result of visiting this web site and/or the use of information obtained on this site, including but not limited to, personal or business financial losses, damage to computer hardware, software, or destruction of data due to a virus. In no event will FFS, its affiliates, officers, directors, employees, agents, contractors, suppliers, licensors or successors be liable to you for damages of any kind, including, but not limited to, direct, special, indirect, consequential, or incidental damages arising from your use of this web site even if FFS has been advised of the possibility of such damages.


The Internet is not a secure network. Confidential or sensitive information should not be transmitted over the Internet, or stored on computers directly connected to the Internet. FFS does not assume responsibility for loss or theft of information transmitted over the Internet or stored on computers directly connected to the Internet. You further acknowledge that, by using the web site, information as to your Internet address, your identity, the details of your activity on the web site and other similar information will become available to FFS and you hereby permit FFS to collect, store, analyze and use this information in its sole discretion for quality control and other purposes related to the content and to the operation of the web site. FFS will not make such information available to third parties except as provided in FFS’ privacy policy.

Privacy Policy

FFS considers privacy to be a fundamental right of our clients and web site users, and we take seriously our obligation to safeguard your sensitive and confidential information. View detailed FFS Privacy Policy here.

Client Information: As we work together, you often share personal and financial information. We use that information to provide our services to you, and to assist you in achieving your financial goals. We promise to protect the security, privacy and use of your personal and financial information, including account and transaction details. On occasion, laws and regulations may require us to provide information about you and your transactions to government agencies or regulators. In addition, federal and state laws give people involved in lawsuits or other legal proceedings the right to obtain records and information from us. We share only the information that we are required or authorized to share.

Web User Information: We may gather and save generic statistics about the number of people who visit our site, the pages most often viewed, etc., strictly for our own use. Any information you choose to provide us (for example, by filling out forms or sending us e-mail) is used to develop and deliver services and products you requested. We will not sell our e-mail lists or electronic forms to any third party.

We will continuously assess ourselves to ensure that customer privacy is respected.